Would you and your family really be covered by the insurance in your super?
Many Australians choose to be insured through their super as a low cost option and an option that only requires a tick in a box. This option is not underwritten which means that you can be insured without undergoing any medical assessment. Sounds great to most people and there is nothing extra to organise. However there are a number of pitfalls in taking this option. [Read more…]