Buying a home is one of life’s biggest purchases. It is an exciting time but can be stressful. There is a multitude of different loans and options to choose from. After you choose you can be swamped with paperwork and solicitors to deal with and no-one giving you any advice on what to do next. It’s all up to you to find out the information and make a decision on what’s the best deal for you. When you use our services you only have to come to one place and we do all the hard work for you in finding the best loan for you. We are a point of reliable contact to give you peace of mind and help you through to achieving your dream home.
First Home –
Saving up for your first home and paying out rent to buy your first home is a hard road. Also when it’s the first time you have gone through this process it can be quite daunting. There is a lot of information that you need to know, like how much can you borrow and what type of property you can afford for a start. We provide a personalised service where we can offer you the time to go through any of your questions and to help you through the process. We also have specialised software to find the best home loan for you.
Even if you aren’t able to buy your home at this time our staff can help get you on track for when you can. This may involve analysing your budget and helping you get on track for saving up your deposit.
Self Employed –
Being in business is a risk and that’s the way that banks see it too. When going for a loan banks require a lot of your financial paperwork and thorough explanation on your cash flow. This can be frustrating and stressful. It can also mean that you don’t get as a competitive loan. We help you wade through all of this and help you save time by knowing what banks will be looking for when they are accessing your loan. We have qualified staff that can put together the pieces for you to help you achieve your dream home so you can get on with running your business.
Is your home loan still competitive? Your home loans repayments would be your biggest expense and checking that you are not paying too much can be a wise move for your budget. By comparing your home loan to what is currently on the market can save you substantial amount of money over the life of your loan. There may also be additional features that your current loan doesn’t have available that a new loan can offer you. We offer you all that information in the one place to make sure that you are getting the best home loan for you. We want to make you better off and help you get ahead in life.
When investing in property there are many things to consider. It may sound like a great opportunity to use your equity or expand your assets in the boom times. But are you still going to be happy with the investment property if your property doesn’t perform or hidden costs rear their head? We can help you go through the figures to understand how the property will be performing for you and whether it is going to benefit you. We want you to make an informed decision and plan for a successful future.
Moving Home –
Needed more room or needed to move for work? You probably have already picked out your new home but the stress starts when realising that you need to get moving on selling your current property. It can take a lot of work to get a property sold and juggling of your finances if you have bought the second home. We can help find you a new home loan to give you that extra space or a home that is more suited to your current needs. We want to help you make the next step in your life.